Insurance 101: Protecting Your American Dream Insurance 101: Protecting Your American Dream In the United States, insurance isn't just a financial product—it's a safety net that protects everything you've worked so hard to achieve. From your health to your home, your car to your business, having the right insurance coverage means you can face life's uncertainties with confidence. Yet, 28% of Americans are underinsured , and many don't fully understand what their policies cover. This comprehensive guide will walk you through the essential types of insurance every US resident should consider, helping you make informed decisions to safeguard your future. Why Insurance Matters in Today's America The US insurance market is the largest in the world, with over $1.4 trillion in annual premiums . But beyond the numbers, insurance plays a crucial role in: ✓ Protec...